Moving Your Money

At the end of 2018 I sold my house in Cape Town as I was moving to Ireland. Although I have been in Cape Town real estate for over 35 years, I was still shocked at what banks wanted to charge me for transferring my money overseas.

If an international exchange of funds is involved in your property transaction you should pay close attention to the exchange rates you will be charged, as well as how long the transfer is likely to take and whether there are tax implications or clearances required.

I used the services of RandTransfers who offered me cost-effective foreign exchange and I cannot recommend them enough. There are so many things to do when you are doing an international move but they saved me money and time by opening an international trading account for me which I have since used for further transfers once I had moved.

I have got to know Willem van Rensburg well and his staff. They had already helped clients of our mostly bringing money into South Africa but it was interesting to be involved in this process as a client, and I so appreciate their service.

Willem and Dawn are a pleasure to deal with and are very knowledgeable and solution orientated. Unlike “the bank” they think broadly about the best solutions and not just the easiest or the most profitable!

They have helped me and valued clients with

• Bond payments, deposits and cash transactions for property purchases.
• Rental payments, offshore account setups / policies / trusts.
• They do not charge fees on any transfer of funds into or out of your country of investment or residence.
• Tax advice / Tax clearance.
• Bank Guarantees if required and bank accounts (Both in South Africa or abroad )
• Securing preferential exchange rates with a 24 to 48 hour delivery period to or from South Africa.

I don’t often do recommendations like this, but I have offered to do it because RandTransfers service and solutions warrant it. With so many expenses involved in moving and awful exchange rates who doesn’t need to save money with their currency transactions and less admin!

If you are interested in these services please contact Willem Van Rensburg on forex@randtransfers.com

#PositiveFacebookPage criteria for this Blog / Website

With immediate effect, this Website will subscribe to the #PositiveFacebookPage criteria of no longer covering any negative reporting on issues.

We have unprecedented challenges ahead of us. This is NOT ABOUT SUGAR COATING community news but about playing a positive role in an unprecedented time of national crisis. This is now the calm before the storm and its time NOW to adjust our mids to what attitudes will help us all prevail till this has passed.

Let’s all embrace the need to share things responsibly and positively. Be a #PositiveFacebookPage and share humour share positive ideas and be a source for encouragement and inspiration.  We will.

Cleaning Routines to Keep Your Home Virus-Free

We want ‘home’ to be a haven (especially during stressful times), and part of that, at a fundamental level, means living in a space that helps keep us healthy. According to the most current evidence from the Centers for Disease Control and Prevention, the virus that causes COVID-19 is spread primarily through close personal contact (within about 6 feet). So it’s more important to practice social distancing, not touch your face and wash your hands often and well than it is to be overly concerned about cleaning your house. And although the CDC has not found evidence of surface-to-person transmission to date (which is good news!), the virus may live on surfaces for hours to days, making regular cleaning and disinfecting a wise practice during this time.

Upgrade Hand-Washing Stations

The CDC recommends washing hands with soap and water for 20 seconds, especially after blowing your nose, coughing or sneezing; before eating or preparing food; and after using the bathroom. Stock up every sink in the house to make hand-washing easier and more sanitary with:

  • A bottle of liquid hand soap (anti-bacterial soap not needed)
  • Stacks of fresh hand towels and a hamper for dirty towels, or a roll of paper towels and a wastebasket
  • A container of sanitizing wipes for daily cleaning of faucets and counters

What About Hand Sanitizer?

You can use an alcohol-based hand sanitizer containing at least 60% alcohol when soap and water aren’t available. But if your hands are visibly dirty, the hand sanitizer will not be effective, and hand-washing is recommended.


Know the Difference Between Cleaning and Disinfecting

The important thing to remember is that cleaning should come first — if a surface is dirty, germs can be hiding below the dirt and grime, making disinfecting efforts less effective.

  • Cleaning removes dirt, grime and germs — this helps reduce the number of germs.
  • Disinfecting actually kills germs on surfaces using chemicals, which helps reduce the risk of spreading infection when done after cleaning.

Use the Right Products — and Follow Instructions

When it comes to cleaning, regular soap and water are all you need. But for the second step of disinfecting, it’s important to be sure you’re using the right product. EPA-registered disinfectants (see the current list here  * USA list) approved to fight the novel coronavirus are what you want to look for. Already have rubbing alcohol or bleach in your cupboards? Either one will fight the COVID-19 virus. (A word of caution on using bleach to clean surfaces: It can discolour laminate and may damage the seal on granite and other stone countertops over time.)

  • If surfaces are dirty, remember to clean with soap and water first.
  • To prepare a bleach solution, mix 5 tablespoons (⅓ cup) bleach per gallon of water, or 4 teaspoons bleach per quart of water. Never mix household bleach with ammonia or any other cleaners.
  • If using rubbing alcohol, choose an alcohol solution containing at least 70% alcohol.
  • Check expiration dates. Do not use expired products, as they may not be effective against the COVID-19 virus.
  • Follow label instructions. Clorox has issued specific recommendations for preventing the spread of the COVID-19 virus, including leaving bleach solution on surfaces for five minutes.

Focus on High-Touch Surfaces

Cleaning and sanitizing the entire house would be overwhelming — and probably excessive. Instead, focus on the surfaces that get lots of contact throughout the day. These areas include doorknobs, light switches, tables, remote controls, handles, desks, toilets and sinks. And if you have kids or housemates who play video games, include those video game controllers.

Start a Just-Got-Home Routine

Put your belongings down in one spot, paying attention to what you carried with you throughout the day — likely suspects include your phone, keyring and sunglasses. Wash your hands for 20 seconds, then wipe personal items with an EPA-registered disinfecting wipe and leave to dry. When cleaning electronics, keep liquids away from openings, never submerge devices, and be especially gentle with touchscreens.

Help Kids Follow the Recommendations

If you have kids at home — especially if they’re not so keen on frequent hand-washing — consider one or more of these to make the ritual more fun:

  • Let your child pick out a fragrant hand soap, or put hand soap in a colourful container.
  • Tape the verse of a silly song to the mirror so they can sing for the recommended 20 seconds.
  • For younger children, cue up a song to sing along to on your phone.
  • Be sure a sturdy stool is positioned by every sink in the house to make the soap and water accessible.

Do the Laundry, Wash Your Hands

If you have a cloth laundry hamper liner, toss it in the wash when you do the laundry. Wash laundry on the warmest setting your clothes and linens can handle, and avoid shaking dirty laundry, which can spread a virus through the air. And when you’re done handling dirty clothes and towels, be sure to wash your hands.

If Someone Is Sick, Take Extra Care

If you or someone in your house may be sick, you’ll need to take more precautions. Check the CDC’s recommendations for household members and caregivers on its website. A few of the most important precautions include isolating the sick person in their own room and bathroom, not sharing personal household items, handling their laundry with gloves (and washing your hands afterwards) and cleaning high-touch surfaces daily.

Showhouses & Coronavirus

Within a week everything so much changed! Like every business, real estate companies are scrambling to understand and make changes that are sure to be required due to the Coronavirus measures being implemented.

Here are seven common-sense measures all agents and sellers and buyers should follow for showhouses:

  1. Buyers should view the property online first and shortlist those for viewing as opposed to randomly popping in to see properties they have no idea will or will not be suitable.
  2. Buyers should consider not bringing children or additional members of the family on multi viewings. Of course, if a home is selected or shortlisted for a second viewing then a full family visit can be arranged where children are closely monitored.
  3. On entry to the property, a warm welcome should not involve any handshake.
  4. If there is a good attendance people should be asked and prepared to wait until there are fewer people inside the house doing a viewing – the fewer the better.
  5. On entry to the property, a hand sanitiser should be used and if there is no alternative an appropriate spray wash and paper towel dry.
  6. Buyers should be reminded to avoid touching anything – and doors to rooms should be left open for viewing and not closed. Door handles should be wiped with an appropriate product before and after the showhouse.
  7. The agent should discuss related issues to the opening and the closing of the showhouse with the seller.

    Let’s talk and be sensible about solutions!

    Want to share an idea? Email: andre@capetownshowhouses.co.za

 

All the showhouses in Cape Town every Sunday

A new website www.CapeTownShowhouses.co.za has all the showhouses in all of Cape Town every Sunday with a focus on those in Cape Town’s Southern Suburbs and False Bay.  It also has a Showhouse Blog that will provide additional useful showhouse related information.

STBB Claremont has a useful guide to who pays for what in the transfer process that property buyers and sellers will find useful.  It is intended that the site will be expanded in the next few weeks to provide the most comprehensive showhouse resource available.

Superb False Bay views from this Glencairn property which has been selected as this week’s Showhouse of the Week on www.CapeTownShowhouses.co.za

This week’s featured showhouse is in Glencairn Heights for R2 900 000.  The featured showhouses module has been exclusively secured by Chas Everitt International’s Cape Town South franchise for six months.

 

Constantia Fresh 2020

The fresh green lawns of Buitenverwachting Wine Estate is where you will find foodies and wine enthusiasts on Sunday 23 February 2020 for the eleventh annual Constantia Fresh Fine Wine & Food Festival.

Over 200 wines will be available for you to swirl, sip and savour, while you nibble on gourmet dishes prepared by some of Constantia’s most talented chefs.

Your ticket includes a festival glass, tasting of over 200 wines, as well as the
gastronomic extravaganza on offer.  Live music will be part of the afternoon’s entertainment. Continue reading “Constantia Fresh 2020”

Constantia Property Market

What is happening to the property market in Constantia?

Rob Downey, who works with the Chas Everitt Constantia Team, has been asked this question frequently and in response prepared this report with a focus on the facts, and less on the wide-ranging opinions on the topic.

Some recent press reports shared on social media are nothing but wild speculation about the current number of properties on the market in Constantia demand a factual response. By researching the figures and looking at the major portals as at 29th January 2020, Rob determined the following from the dominant portal being Property24:

Continue reading “Constantia Property Market”

Endangered western leopard toad threatened by an invasive look-alike.

Endangered western leopard toad threatened by an invasive look-alike, public urged to help.

Cape Town – The discovery of the invasive guttural toad species on a property near Seascape Road in Noordhoek has set off alarm bells in conservation circles, who fear the invader species might hinder the livelihood of the endangered western leopard toad that is endemic to the area. Continue reading “Endangered western leopard toad threatened by an invasive look-alike.”